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Small-Balance Commercial Loans

Through our partner network, we connect investors and small business owners with flexible, customized lending solutions designed specifically for the small-balance CRE space.

Business professionals in a meeting

Traditional banks often ignore small-balance commercial loans, leaving investors and business owners stranded. We bridge that gap by connecting you to specialized lending partners that understand this niche. Whether you're refinancing a mixed-use property or purchasing a retail storefront, our network provides the capital and the flexibility you require.

Loan Amount

$100,000 - $2,500,000

Loan Terms

5-Year ARM & 30-Year Fixed

Max LTV

Up to 80%

Min FICO

650

Amortization

Up to 30 years

Purpose

Purchase, Refinance, Cash-Out

Flexible Documentation Options

1

Full Doc Program

Full documentation required for borrowers seeking the best available rates.

2

Lite Doc Investor

Designed for investors—no personal or business tax returns required.

3

No Doc Streamline

The fastest path: No tax returns, bank statements, or operating statements needed.

4

Bank Statement

Uses 12 months of business bank statements for self-employed borrowers instead of tax returns.

Eligible Property Types

Multifamily
Mixed-Use
Retail
Office
Light Industrial
Mobile Home Park
Warehouse
Self-Storage
Day Care Center
Restaurant/Bar
Automotive

Ready to Fund Your Commercial Property?

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